To what extent do risk , rewards and motives contribute towards an Essay

To what extent do risk , rewards and motives contribute towards an entrepreneurs goals - Essay Example In other words, he is considered to have been a key figure in the entertainment and computer industry. He is largely accredited as the inventor of the iPod, Macintosh, the iPhone and the iTunes store amongst numerous others (Entrepreneur Staff, n.d.). His participation in modern- day business has contributed largely to the understanding that the design of a product plays an important role in its public appeal. This essay gives a discussion of the important lessons than can be learnt by entrepreneurs from Steve Jobs. Motivating factors for Entrepreneurs Entrepreneurship Innovation Theory The entrepreneurship theory of innovation by Joseph Schumpeter is used to explain the factors motivating entrepreneurs within an economy. The theory describes an entrepreneur as an individual who is creative, innovative and has a positive vision towards the future. Innovation occurs when an individual introduces a new product, new production method, a new entity in a given industry or discovers a new supply of raw materials (Kuratko, 2012: 122). The theory pays attention to innovation and disregards the risk taking capabilities of an entrepreneur. This model is based on a large-scale entrepreneur who is found in a developed economy. It ignores the small-scale entrepreneurs in developing economies as they imitate innovations in fast-paced economies rather than come up with new innovations. Basing on this theory is clear that Steve job was a creator and an innovator who came up with some of the most amazing innovations in the computer and entertainment industries. He was the inventor of the iPhone, iPod, the iTunes store, the Macintosh and finally, the iCloud in June 2011 before his death (Entrepreneur Staff, n.d.). Steve Jobs continuously came up with new products in the world of technology showing that an entrepreneur is one who comes up with groundbreaking innovations in a given industry. His is motivated by the drive to make things better in a particular industry. Theory of Hi gh Achievement/Theory of  Achievement Motivation McCelland’s theory of motivation stated that entrepreneurs are characterised by their ability to do things in a better way and ability to make decisions under uncertainty. The theory states that entrepreneurs have a higher achievement orientation. These people are not motivated by external factors or money (Kuratko, 2012:122). Profit is considered the best measure for competency and success. Steve Jobs had always managed to do things in a better an innovative way and wherever he worked, he succeeded in all his undertakings. He had co- founded Apple in his parents garage in 1976 but later left the company. He returned in 1997 when the company was on the verge of bankruptcy. As an entrepreneur, Steve Jobs has always been able to generate profits in all his engagements. For instance, his Apple to innovation in collaboration with Wozniak resulted to sales of over $200 million two years after its innovation. He made the first comp uter animated film ‘Toy Story’ that fuelled his success. He took up a job at Pixar and his 80 percent share was valued at $1 billion (Entrepreneur Staff, n.d.). As earlier stated, Apple’s loss in March 1997 was $708 million. Steve Jobs took over the position as the interim CEO. He entered into a partnership with Microsoft. The company recovered by the end of 1998 and its sales had soared to

Mothers Against Drunk Driving Essay Example for Free

Mothers Against Drunk Driving Essay Moral entrepreneurs refer to people who create or define what is wrong. They claim that a certain social phenomenon is a problem that deserves or calls for an immediate response or action. They persuade the society to make or set strategies or policies based on a specific viewpoint. After identifying a social problem, they work on policies that are consistent with the problem definition. A good example of moral entrepreneurs is Mothers Against Drunk Driving (MADD) and the anti-tobacco lobby. MADD has gained public support in fighting against drink driving which was responsible for many crimes. They have increased the public awareness of drinking to make people more aware about the adverse effects of driving under the influence of alcohol. They changed their initial name of Mothers Against Drunk Drivers to Mothers Against Drunk Driving so that it would gain more meaning as it was against the law. MADD is not opposed to the individuals but to the act of drinking. It has provided grass root leadership so as to create major social change in the people attitudes and behaviour towards drunk driving. It carries out effective research in an effort of providing relevant and accurate information to the public in matters related to drunk driving. Governments, corporations, educators, the media and the public at large encourage MADD’S efforts. It is comprises of men and young women of all walks of life who are willing to join hands in fighting drunk driving as well as underage drinking. It is committed to offering assistance to victims and survivors of drunk driving through emotional, legal, medical and financial ramifications. MADD has large number of trained victims advocates across the country that provide the appropriate information needed. They inform of the criminal justice procedures and assist victims through out the period. Communication is a very important aspect in ensuring that MADD’S activities are successful. It uses the media, the Internet, public or outreach and collaborations with the entertainment industry to ensure that its issues are well addressed. It’s committed to eliminating the problem from grass root level as well as advocating for high-visibility law enforcement strategies. They advocate for severe penalties to those found guilty for instance through license revocation. To influence the public opinion to accept the definition of a problem as important and that which requires to be addressed amicably will require moral entrepreneurs to engage vigorously in public activities. After identifying the ‘evil’ in society they must influence the public with the intension of pulling them to their school of thought. They influence the larger population, legislation, organise public demonstration as well as create issues for the mass media. Tobacco smoking is a serious drug issue that needs to be addressed. Smoking is linked to dangerous health effects not only to the user but also to those surrounding them through the second hand smoke. Tobacco ingredients comprised of over 4000 chemicals all of which can cause harmful effects to the body. They include tar, carbon monoxide, nitrogen oxides, hydrogen cyanide, metals and other radioactive compounds. It can cause cancer and other lung diseases. It causes irritation to the trachea and the voice box and can increase symptoms like coughing and wheezing as well as permanent damage to the air sacs of the lungs. Smoking in public should be prohibited second hand smoke can also cause cancer in human beings leading to deaths of many people. In establishing an effective strategy to gain public support it would be important to first carry out appropriate research on the effects of smoking to human beings. Disseminating this information to the public would enable them have a better understanding of the actual effects of smoking. Incorporating scholars, scientists and relevant professionals not only in the research but also in the information dissemination works to increase the credibility of the efforts against smoking. Lobbying the government to enhance laws against smoking in public places like restaurants, and bars would also be an appropriate step in the fight against adverse effects of smoking. Smoking should also be prohibited in the work place so as to protect innocent workers from the effects of second hand smoke. Installing ‘no-smoking zone’ posters in offices and in other public places would be a way of communicating to people that smoking is not tolerated. Anti-smoking campaigns can be vigorously established where mass education on the dangers of smoking would be applied. Liasing with entertainment programs would also be appropriate in disseminating information regarding smoking. Effective communication must be incorporated in all the campaign strategies. Teamwork is very crucial if any strategy is to be successful. It is therefore very important to ensure that there is collaboration with governmental as well as non-governmental programs. Incorporating people of all races, age, gender and ethnicity would bear positive responses in the fight against smoking. Essay 2 ‘Frequent fliers’ are addicts who are constantly checking in hospitals for detoxification. Their rate or frequency for such visitation could be as high as 100 nights in a year. The detoxification process is at a cost to the government especially when catered for in Medicaid and frequent visitation by same patients aggravates the problem further. (www. jointogether. org). Some patients blame their drug addiction to their social situations. A person would be a heavy user of alcohol, cocaine and heroin but after a detoxification program he or she would go back to drugs when he squandered his money on women and drugs and be rendered homeless. This would trigger their motive of going for a detoxification. They would seek the detoxification due to their homelessness and financial constraints instead of their own personal will to quit drugs. Their main aim would be to acquire a shelter rather than a solution to their drug problem. The fact that the detoxification is free and it offers quality care could be a reason facilitating the ‘frequent fliers’ in hospitals for detoxification. Medicaid programs to fund the drug and alcohol treatment cost much for the government. The cost is aggravated, as there are categories of patient and varying cost for the treatment. Patients going for detoxification may do it at different hospitals across a state and if the patient is being among the most expensive patients the cost will be very high According to hospital executives, the expensive form of detoxification is a significant moneymaker as it brings about more than 40% profits to the hospitals in question. The hospitals may be too unwilling to drop the prices, as their profits would be jeopardized. In fact many hospitals offer the care but opt for the expensive ones rather than the cheaper one. Approximately 80% of the detox patients get treated at the most expensive level as it is the only one available. New York State tends to spend more than other states on alcohol and drug related issues. There is evident wastage of government resources because over 80% of the patients in medically managed detoxification are not serious cases and could have been attended to using cheaper detoxification means. The argument presented is that if the a state paid less for the top level care it would be able to pay for others and the development of such services would be enhanced. An effort to change the detox payment system would spell doom for the hospital industry, as it is one of the hospital’s sources of profit. (www. jointogether. org). Drug treatment would be a very effective way of solving the ‘frequent fliers’ problem. It would also be less expensive and yield better results for the user as well as the government which would now reduce its expenditure costs would be minimal if patients consistently visited the same hospitals and same doctors than if they visited varying doctors. The theory that best explains the phenomenon of ‘frequent fliers’ is the first one, which explains how desperation among the drug addicts sees them back to hospitals for detox. To them, the hospitals act as a home or place that provides shelter for them and this is their main reason for visiting the hospitals. (www. jointogether. org). To my opinion better strategies should be put in place to ensure that addicts visiting hospitals for detox do so out of their own will and not due to compulsion. They ought to have realized that they have problems that need to be addressed and not as a means of seeking greener pastures when life becomes hard. Counselling is also an appropriate measure in ensuring that after the detox addicts reduced their addiction or became better people in society rather than continuing with their drugs abuse problems. Programs established to assist the drug addicts in solving the ‘frequent fliers’ problem would include those geared to increase their skills. Such programs should be geared to restoring their effectiveness or their normal lives through training. This way they would be fit better in the society and lead better lives free from drug addiction. With the training they can regain their self-respect, ethics, and morals and better handle their addiction problem. Effective training can enable them get stable employment which can provide them with the finances to cater for their basic needs for instance shelter, food and clothing and they would not require to go back to the hospitals for the provision of basic needs. With self-respect, they would not indulge in activities that do not add value to their life. Employment is about engagement of mind and time and the chances for idleness are minimized. This works to ensure that they are not attracted back to their drug addiction. More counselling professionals should be incorporated in the hospitals so that those going for detoxification for the first time do not find a reason to go back. More funding should therefore be drawn to this respect. Funding for their accommodation or shelters before they stabilize and suit well in the society is also an appropriate measure. Family members of the addicts should also be trained on how to best handle these people so that they do not go back to their drug addiction. Since drugs would best work for them, they should consequently be funded so that more money is not wasted in trying to fund the detoxification programs that are not efficient or effective to the addicts. They are patient who need help and ought not to be exploited to gain hospital profits.

The Lovable Mrs. Bennet of Pride and Prejudice Essay -- Pride and Preju

The Lovable Mrs. Bennet of Pride and Prejudice      Ã‚  Ã‚   The general impression of Austen's novels, which critic D. W. Harding says relieved him of any desire to read them, is that they offer readers a humorous refuge from an uncertain world.   In his article "'Regulated Hatred': An Aspect in the Work of Jane Austen," Harding claims that this impression is misleading and that Jane Austen is actually very critical of her society, covertly expressing downright hatred for certain members of it by means of caricature.   Mrs. Bennet, from Austen's Pride and Prejudice, is one of these "comic monster[s]".   Harding claims that in order to view Mrs. Bennet as anything other than utterly detested by Austen one must ignore this Austen's summary of her at the end of Chapter One: "She was a woman of mean understanding, little information, and an uncertain temper."1   Actually, Austen's Mrs. Bennet is much more complex than Harding acknowledges.   Austen's initial summary notwithstanding, Pride and Prejudice even loo ks at Mrs. Bennet forgivingly.   Her behavior is often provoked by her environment: both her society and her family.   Because she helps, or tries to help, her family, Mrs. Bennet's ludicrous actions can even be seen as lovable.        Ã‚  Ã‚  Ã‚  Ã‚   Mrs. Bennet's society and family condemn her to a series of conventional roles.   Mrs. Bennet snags a husband by playing the role of the good-humored, pretty young woman.   Mr. Bennet also believes that good looks will make a good wife, and he marries her.   However, once she and Mr. Bennet take off their courting masks and Mr. Bennet discovers her "weak understanding and illiberal mind, [which] had very early in their marriage put an end to all real affection for her" (155),... ...Mrs. Bennet in a critical and funny, but understanding way, Austen becomes the satirist that Harding claims she is not.   As a satirist, Austen helps us to deal with the Mrs. Bennets in our world.   While exposing their weaknesses, we can forgive them and even try to help them.   We can also, by understanding how a Mrs. Bennet comes to act like Mrs. Bennet, keep our sisters and ourselves from becoming like her.                   Notes    1. D. W. Harding, "'Regulating Hatred': An Aspect in the Work of Jane Austen," in Jane Austen, Pride and Prejudice, ed. Donald Gray (New York and London: Norton, 2001), 297-298.    2. All references to Jane Austen's Pride and Prejudice are from the Norton Critical 3rd edition, ed. Donald Gray (New York and London: Norton, 2001).    3. Harding, 297.    4. Harding, 297.      

Stock Market Assignment

Journal One – The Stock Market Game First submission Date 26/10/2009| Table 1|   |   | Company| Shares bought| Share Price| Change| 3i Group| 2000| ? 2. 95| ? 5,900. 00| BP| 2000| ? 5. 65| ? 11,300. 00| Prudential| 4000| ? 6. 33| ? 25,320. 00| Sainsbury’s| 2000| ? 3. 39| ? 6,780. 00| |   |   |   | TOTAL|   |   | ? 49,300. 00| CASH HELD|   |   | ? 50,700. 00| |   |   |   | Original amount|   |   | ? 100,000. 00| Profit/Loss|   |   | 0| I will undertake an analysis of 3i Group. I have already invested ? 5,900. 00 and have bought 2000 shares at the share price of ? . 39. I will be watching my shares closely so that I can make a choice to sell, buy or hold my shares 3i Group Established in the 1945, is one of the UK's biggest investors in private companies, it says its strategy is to go for early stage growth companies rather than the financial wizardry favoured by by other ventured capitalists. It has been a big investor in technology compan ies in the past. The reason why I chose this company is because I followed the advice given to me in lecture to not pick companies that I am familiar with.This chart shows the behaviour of the share price over 6 months. I will undertake an analysis of BP. I have already invested ? 11,300 at a share price of ? 5. 65. The Beta for this company 0. 89 which is less than 1. This means that the security will be less so I may not make a profit on my return so there is a bit of a risk. BP Oil giant BP moved into the bracket of oil companies in the late nineties, with the acquisition of US concerns Amoco and Atlantic Richfield. More geared to oil production and exploration than its main rivals.BP has moved into the former Soviet Union to secure future production as its current key asset in the North Sea and Alaska wind down. The reason why I chose this company was because petrol prices have been going up, at one stage the price for a litre was less than ? 1. So I am taking a risk with this o ne but I am hoping it will turn out that I have made some profit with the choices I have made. This chart shows the behaviour of the share price over 6 months I will undertake an analysis of Sainsbury’s. I have already invested ? 780. 00 at a share price of ? 3. 39. The Beta for this company is 0. 5 again this is less than 1. The security risk is going to be high with this company. I will keep a close eye on the share price if it falls I may have to sell my shares at the right time so I do not make a loss. Sainsbury’s J Sainsbury’s UK supermarket group was originally founded in the Drury lane in London 1869. The group began life as a listed company in 1973 which at the time was UK largest ever flotation the group have moved into financial servicesI chose to invest in this company because the public need to purchase food it is a need not a want. There are many competitors out there such as Tesco and Asda, which would have been an obvious choice for me, but again I thought I would take a risk and go for a company that I do not shop in. I logged on to www. digitallook. com and at the time Sainsbury’s was a top seller, because of this small bit of information I decided I was going to buy some shares from this company. I checked on another day and the shares had dropped, so I thought maybe Sainsbury’s is not the right company to choose.I chose it because it may be going up and down but may end up as a winner. Tesco, Asda and some other competitors were on watchdog about flat packed bikes; this program may affect their Christmas sales. In this entry I will undertake an analysis of Prudential. I have already invested ? 25,320. This is the largest investment I have made but I believe it is the best one and I will make a return on my investment. The Beta for this company is 2. 24 so this proves I will make a return on my investment nevertheless there will be more of a higher risk, that I am willing to take.Prudential Insurance Group P rudential is one of the UK largest life insurers. It has operations around the world, in the UK, US and Asia. As well as providing financial services under its own name the Prudential also owns M+G Investment. I chose this company because I thought it would be a good investment and I will make a profit. I have invested over ? 25,000 in this company as I am hoping to make a good return on my money. With all the companies that I have invested my money in I have set up a profile on www. digitallook. com.I was going to set up a spreadsheet in excel but I noticed on digital look that you can create a profile with how much shares you bought, the date and how much per share. Once this information is entered it will let you know how much money you have lost that day. For the second submission I will not continue with this as I would rather set up a spreadsheet in my reflective log and use different formulae to work out whether I have made a profit or loss. Second submission for the Fantasy Stock Market Game On the 12/11/09 I read in the metro newspaper that Sainsbury's has reported an 18. % rise in profits in the past six months but warned sales could slump in the next half. The grocery chain posted healthy profits of ? 307m after like for like sales rose 5. 7% in the October. Share price rose two percent after the profit figure bettered Sainsbury's emerged as a winner in the recession as it tempted customers away from Tesco and other competitors, this was led by the advertisers (fed family for a fiver). Sainsbury's confirmed that market growth was likely to slow in the future as sales surge comes to an end.According to researchers at Nielsen Sainsbury's sales increase was the lowest out of the big four chains. Sainsbury's face a tougher challenge to maintain the sharp rises in the sales seen over the past year as food prices ease back and are expected economic recovery curves. Sainsbury's are hoping to compete in other areas as food sales came under pressure. I was w illing to take a risk as risk is associated when investing money. On the BBC news Sainsbury's said they will not be able to generate sale growth like last year because of inflation.The share price on the 13/11/2009 was 339. 30p going down by 1. 40p which is 0. 03% decrease. With this information that I found out I decided to sell my shares, luckily I sold my shares on Thursday 12/11/2009 and the share price was again ? 3. 39. I bought 2000 shares this equals to ? 6780. 00. I haven't made a loss as when I originally bought my shares the share price was the same. The other three companies have been doing well since I sold my Sainsbury's shares, the have been up everyday. On the 18/11/09 I had made a profit of ? 380, which I was pleased about.One the 19/11/09 the share prices have fallen, nevertheless I am confident the three companies will make me a profit. Reflective Log Spreadsheet This is a part of my reflective log spreadsheet that I have been keeping so far to show I have been ke eping an eye of my shares, the share prices and whether I am making a profit or a loss. Looking at this Table I have made a loss of ? 240 (3i group) comparison with the original amount I have made a profit of ? 500 with BP and with Prudential I have made a profit of ? 720. Comparison of the chosen companies with their competitors BP CompetitorsChevron and Texaco merged in 2001 creating the 2nd largest US based energy company and the 5th largest in the world. BP have signed their first big oilfield development contract. This should improve their shares, even though they are doing okay, once this contract is finalised I think it will benefit the company in more than one way. Exxon and Mobil completed there merger in 1999 to form what is now the worlds largest publicly traded energy company. Exxon and Mobil is involved in the exploration, production, manufacture, transportation and sale of crude oil, natural gas and petroleum products.The group also manufactures and markets petrochemic als, packaging films and speciality chemicals in more than 50 countries. The company is best known by the consumers as Esso and Mobil brand. Royal Dutch and Shell Transport completed their formal unification under a single new parent company RDS in July 2005. Shell is best known for the exploration and production of oil and natural gas alongside its retail petrol stations across UK. Shell's other operations include petrochemicals that are used for plastic and detergents. The share prices to date for these companies are 26/11/2009Chevron Investment (CDI) $79. 64 Exxon Mobile $76. 47 Royal Dutch Shell (RDS)? 6. 50 3i Group Competitors This company has 2 top competitors Candover Investment and CVC Capital Partners Candover Investment Their objectives is to achieve above average growth in its net assets through capital gains from its investments and to earn satisfactory income for their shareholders CVC Limited This company provide investment is over 70 companies across all industries. This company was incorporated in 1984 and operates in Australia. The share prices to date for these companies are 26/11/2009Candover Investment(CDI)? 4. 95 27/11/2009 Candover Investment(CDI)? 4. 99 CVC Limited? 4. 18 (AUD A$7. 60) Prudential Competitors Prudential have three top competitors they are American International Group, AXA and Met life incorporated Their share to date are 26/11/2009 American International Group (AIG)? 21. 00 Converted this from $34. 68 AXA? 23. 95 Metlife inc. ?20. 96 By looking at this spreadsheet compared to the last submission I decided not to purchase any more shares. I have been continuing to keep an eye on my share prices not every day like when I started this assignment.Nevertheless when I do check them they have been progressively increasing. This boost my confidence that I have made the right choice when selecting the companies to invest in. I will not be selling these shares now. I have bought them and will keep them long term so that I make a p rofit. These three companies are a long investment. Time to time I have had a look at the Sainsbury's shares to convince myself that I made the right decision in selling them. By doing this, this has confirmed my decision as the shares keep falling. The last time I checked them they were standing at ? . 24. Submission 4 Reflective Log What have you learned about the financial markets and, particularly, the stock markets? What are the importances’s of these markets? After reading and research that I have done my understanding of financial markets is as follows; A financial market is a mechanism that allows people to buy and sell (trade) financial securities (such as stocks and bonds), commodities (such as precious metals or agricultural goods), and other fungible items of value at low transaction costs and at prices that reflect the efficient-market hypothesis.Financial markets have evolved significantly over several hundred years and are undergoing constant innovation for the improvement of liquidity. Both general markets (where many commodities are traded) and specialized markets (where only one commodity is traded) exist. Markets work by placing many interested buyers and sellers in one â€Å"place†, thus making it easier for them to find each other. An economy which relies primarily on interactions between buyers and sellers to allocate resources is known as a market economy in contrast either to a command economy or to a non-market economy such as a gift economy.Financial markets facilitate: The raising of capital (in the capital markets), the transfer of risk (in the derivatives markets) and International trade (in the currency markets); theses are used to match those who want capital to those who have it. Typically a borrower issues a receipt to the lender promising to pay back the capital. These receipts are securities which may be freely bought or sold. In return for lending money to the borrower, the lender will expect some compensation in the form of interest or dividends.A stock market is a public market for the trading of company stock and derivatives at an agreed price; these are securities listed on a stock exchange as well as those only traded privately. The stocks are listed and traded on stock exchanges which are entities of a corporation or mutual organisation specialised in the business of bringing buyers and sellers of the organisations to a listing of stocks and securities together. The stock market in the United States is NYSE while in Canada; it is the Toronto Stock Exchange. Major European examples of stock exchanges include the London Stock Exchange, Paris Bourse, and the Deutsche Bourse.The stock market I had to use for this assignment was the FTSE 100. What is the overall performance of your stock investment? Please critically review the variation of your portfolio’s constituent and value. Any particular events significantly affected your investment profits? I invested in 3i Group, Bp, Prud ential and Sainsbury’s. Once I submitted the third submission I decided to sell these’s shares as they kept falling; i did not want to lose any money at the time I thought I was making the right choice due to what was being reported in the news.Over the three months the share price fell/rose by x%. This compares with an overall rise of y% for the FTSE100. I made ? 2500 losses for the shares I invested, because BP petrol is expensive; because the price of petrol is more than ? 1 per litre consumers has not got money anyway because they have been made redundant. Consumers need petrol or diesel; if they can purchase this at a cheaper price but still get the quality then that is what they will do. The competitor is shell as there petrol is cheaper and of better quality. Prudential share price falls buy 20%. Reference (http://www. oneymarketing. co. uk/pensions/prudential-share-price-slumps-20/1007734. article). 3i Group Reference for Article http://www. thisismoney. co. uk The highest risers during the period were shares in hindsight such as; insurance,clothes and food industries. I can see that the company I chose might not have been going to perform as wells shares in other sectors; this is because unfortunately the companies I chose to invest one was getting taken over towards the end of the three months (Prudential) before this happened consumers sold there shares resulting in it falling by 20%. i Group is a smaa company that invests in new businesses that are starting out; obviously the businesses that 3i group have chosen haven’t taken off as much as 3i Group would have wanted them too. The recession is still recovering, therefore it will still affect some stocks in the stock market If I could start over again, I would have invested in the supermarkets that are more known than Sainsbury’s; such as Asda and Tesco. Then I would have bought shares in Cadbury’s and Next. I would have definitely have picked Cadburys as they are now owned by Kraft at one stage the share price increased up to 746p.I would have made a profit on the money I had invested. Suppose that you can do your stock investment again, what would you do differently this time? What kind of economic factors and investment techniques would you consider? And why? If I could do my stock investment again I would have looked at the different investment techniques to support my chose such as this website; http://stocks. about. com/od/evaluatingstocks/a/063009error. htm. It gives an explanation in details what techniques I could have used and what information it would give me so that i could make an informative decision.I am 100% sure that if i did this I would have made a profit not a loss on the company I chose. At the time I thought I made the right choice but now I think it was a gamble; I could have had a bigger loss than ? 2500. I know now there is more to it that picking some companies and buying shares. There was a variety of websites that I could have visit that would have made my stock investment profitable and different financial ratios I could have used; the tools of Fundamental Analysis Stock Market – Reflective Journal Started on Thursday 15th October @ 9. 00pmI logged onto Digital Look my first thought was the first company I am going to buy shares in will be Sainsbury's because they are at the highest in the FTSE 100 table. But then I thought I need to be smart, a lot of money could go down the drain so, I am going to do some more research look at what is happening in the 3 months or more, not just with Sainsbury's but with other companies as well. Friday 16th October 2009 @ 9. 00am Logged onto the Financial Times website to have a change from the first one. I still have not decided what companies I am going to choose, or how many shares I am going to buy.Today I have decided I am going to do some research and have a close look to see if there is any important information in the news and see if there ar e a any articles that are relevant and that could give me an idea what company not to go for as they may be in trouble. 3/11/2009 Watching BBC News Was watching the news when I got back from university. I heard something about share prices were down 10%. I was hoping it was not my four companies that I chose. Theses were Sainsbury's, BP, Prudential and 3i Group. Thankfully it was BGS group. Royal Bank of Scotland and Lloyds Tsb are forced to sell off their branches.BGS group said some companies that have loads of money can borrow as much as they want, but the thing is there is no demand. This was the day I decided its times to keep an eye on my shares, to see what their doing, are they falling or increasing? Am I making a profit or a loss? Do I need to sell my shares? Buy more or hold on to them. I have invested ? 50,000 and I would like to make a profit on it, even if it is a small amount. 7/11/09 Today I looked at my four companies, 3i, BP, Sainsbury's were all down 3i group was i n the top fallers so I felt a bit disappointed but, Prudential was up today which I was pleased about.I have invested the most in this company and have taken on a bigger risk, I cannot afford to lose my money. What I have decided to do is set up a spreadsheet on excel and keep a daily track of what's going on with my shares up until the next submission date. With the other companies I was going to check my share price and make a decision. Today I will do some research and see what I can find about the companies I have chosen. I may buy the financial times and try to get an in depth understanding of what is happening in the market. I didn't buy the Financial Times but I looked on the digital look website and they said:The supermarket chain Sainsbury's half year results on Wednesday, having already worked out that it is unlikely to be able to maintain its impressive sale growth due to the effects of a reduction in inflation. After reading this on Monday 9/11/09 I am going to sell my s hares especially if they have fallen again. I will keep track of this in my spreadsheet. Monday 9/11/09 I checked the share prices today and I am pleased that all my share prices have gone up, even though I am still making a loss of ? 1180. This has improved from Saturday.I have lost a bit on Sainsbury's but not enough to sell my shares. Today I have decided not to sell my shares, I am still going to take the risk and hopefully make myself some money. I will check the paper and see if there is any information about my companies. I may be able to get an incline on what's going to happen. I will give my Sainsbury's shares a couple of days and check on Friday just to give this company a chance to improve. I believed Sainsbury's will continue to decline, so just to recap on Friday 13th November 2009 if Sainsbury's shares have gone down I will sell them. Tuesday 10/11/2009I didn't get chance to check my shares today, as I said yesterday I am giving Sainsbury's a chance and as for the oth er companies I may as well check them all together. Thursday 12/11/2009 I read in the Metro paper this morning I the business and finance section Sainsbury's has reported on a 18. 5% rise in the past six months but warned sales could slump in the next half. The grocery chain posted healthy profits of 307m after like for like sales rose 7% in the 28 week to October. Share price rose 2 percent after the profit figure increased, Sainsbury's emerged as a winner in the recession as it tempted customers away from Tescos and Asda.This was lead by advertisers feed for a fiver. According to Nielsen Sainsbury's sale increase was the lowest out of the big four chains. Sainsbury's faces a tougher challenge to maintain the sharp rises in sales over the past year as food prices ease back. Sainsbury's are hoping to compete in other areas. Friday 13/11/2009 I was willing to take a risk as risk is associated with money. In the news Sainsbury's said they will not be able to generate sales growth like last year because of a fall in inflation The share price today is 339. 30 its has fallen by 1. 0p which is a 0. 03% decrease, so I have decided to sell my shares. The information that I found out yesterday confirmed for me its time to sell my shares otherwise it will continue to fall I will continue to make a loss and eventually lose my money, that is a risk I am not willing to take. So I sold my shares today at a price of 339. 30 @ 2000 shares equals to ? 6780. 00. So I haven't lost any money on these shares because on the 26/10/2009 the share price was the same 339. 30p. Monday 15/11/2009 I now have 3 companies the shares have gone down but still continue to grow.I will not sell these shares but will continue to hold them until the end. I feel that I will make a profit on one of these three companies. 17/11/2009 Today all of my shares have increased except for BP they have fallen (0. 40% which is 2p so it isn't to bad) 18/11/2009 Great day all of my have gone up I'm not sure if I have made a profit yet as I need to refer to my reflective journal spreadsheet this is where I keep, well try to keep a daily record of my shares and whether I have made a profit or a loss. Did some research today as I wanted to know the reason behind Prudential, as it is doing so well.I looked at www. investcorp. co. uk Stock Market News and Share prices and they said: Insurance giant Prudential was one of the major risers after a price target upgraded from the Dutch broking group ING. They have upped its target price from 392p to 584p, but maintaining its `hold' rating for the shares. For me this proves my investment is a risk but its a great company choice. The saving grace of Prudential is its exposure to emerging markets through ING. This is reflective in the current share price. 19/11/2009 Checked my shares today and updated my spreadsheet.Had a look at Sainsbury's even though I sold my shares I still like to have a look to see what was happening, and also it makes me feel so much better if they continue to fall, that means I have made the right decision. I will be keeping Prudential I feel this company is the one that will make me a profit. BP and 3i Group is growing steadily. 20/11/2009 Checked my shares again 2 of the companies have fallen, Prudential has risen that I am pleased about hoping I will make a profit. 31/03/2010 I have sold my shares and made a loss of ? 2500.

Global Perspective

However, we did not jump right into the semester with enthusiasm and excitement. Our first lecture was on photography, although I am very interested in photography, this lecture was tedious. To see the slides that Stephen Puppeteers was presenting the lights had to be shut off, which made it very easy to doze off or have your mind be somewhere else. Despite the dark lecture hall and the dullness of Mr.. Pettifoggers voice, his photographs were incredible.His photographs ranged from beautiful breathtaking landscapes to people from developing countries with health robbers and lost limbs. The variety of his photos Is really what lured me In. I was fascinated. I had no Idea what I would be learning and experiencing throughout this semester when I signed up for this course. Even after I had had this first lecture and had attended my first discussion I still did not fully understand. As I wrote my first assignment, I babbled on and talked mostly about my past with music, still believing th is course would be all about music.Little did I know, I was all wrong. I attended ACH lecture and finally began to catch on that I would be learning something new and enjoyable every Wednesday. Each lecture after photography got more intriguing and interactive with the audience. This course by far had the most entertaining lectures, bringing students on stage to dance and act. But even after all of these lectures I was not prepared for the final lecture. This fall performance was unbelievable. It had me with goose bumps up and down my arms and legs.I could feel the beat of the drums through my whole body ND I automatically and unconsciously began swaying and tapping along to the beat. They immediately began pulling students from all over the lecture hall onto the stage and put some sort of instrument in their hand. Despite the fact that these students had never played such instruments they quickly picked up on them and joined in on the organized beat. Although this music was made up as It went along, and there were no written notes, it was still highly organized.The students knew they could not just play along to any beat they desired. There were still rules they had to abide by. As the stage continued on with their instruments, the audience was then engaged within the music with singing, clapping, dancing, and stomping. It was unreal. We all consolidated to actually compose our own beautiful music. Was amazed. The instructors some how managed to get every single person In that lecture hall participating In our freshly composed music. And from what I could see everyone seemed to be enjoying It Just as much as I was.It was a wonderful performance. It as by far the best performance all semester, as my teaching assistant informed us it woo a De. I am lucky to nave Eden addle to experience sun an event. Entering this course I did not have high expectations, it was only filling general education credits for me. However, now that I have successfully completed this c ourse it was certainly so much more. I am fortunate enough to have been able to take such a class that bestowed me with such in depth introductions to various forms of arts, from photography, theater, Jazz, classical, dance, and so much more.

Roberto Clemente Essays - Roberto Clemente, Clemente, Free Essays

Roberto Clemente Essays - Roberto Clemente, Clemente, Free Essays Roberto Clemente Team: Pittsburgh Pirates Roberto Clemente was born in Carolina, Puerto Rico on August 18th 1934. He was the first Hispanic baseball player to be inducted into the baseball Hall of Fame. He was also the second baseball player to be put on a postage stamp. Roberto Clemente was plagued with back pain during his career, but still he proved to be one of the greatest baseball players of all time. Roberto Clemente had always like baseball. He was also fortunate to join a professional Puerto Rican baseball team at the age of 17. He spent his first season with the Brooklyn Dodgers farm team. He was thinking about quitting because he was treated very strangely. The franchise was trying to hide Clemente from the Giants so when he played good, they would bench him. But when he did bad, they would keep him in the game. Clemente later returned to Puerto Rico after his first, disappointing season to visit his brother, who was dying from a brain tumor. While he was there, a drunk driver smashed into his car and permanently damaged three spinal discs, which would bother him through the rest of his career. In 1954, the Pittsburgh Pirates drafted Clemente for $4,000 and put him out in right field. During his first season he gunned down 18 runners. He got 20 runners out in his second season. In his second season he had a .311 batting average and had 5 homeruns. Then in 1958 he led the National League in outfield assists with 22. In 1960 Clemente had a fantastic year. He hit 16 homers, batted .314 and had 94 R.B.I?s (runs batted in). He led his team to the National League pennant. And shocked the nation with an upset over the Yankees in the World Series. Clemente batted .310 for the series. He won his first batting title in 1961, hitting .351 with 23 homers, 10 triples, and 89 RBIs. Clemente used to overswing the bat and his head would "bob" when he swung a bat. So Clemente started using a heavier bat. After that he went on to enjoy 11 of 12 seasons with his batting average above .300. In late December of 1972 an earthquake struck Nicaragua. More than 6,000 people were killed, 20,000 injured. After hearing that some of the supplies they had sent to Nicaragua were not getting to the right people, Clemente decided to take matters into his own hands. He flew to Nicaragua in a cargo plane and make sure that distribution was carried out properly. On New Year's Eve he boarded an overloaded DC-7 Air Force Plane that he rented for $4,000 to fly to Nicaragua. The plane crashed into the ocean shortly after takeoff. Roberto Clemente was the first Hispanic baseball player ever inducted into the Baseball Hall of Fame, and in 1994 a statue of him was unveiled at Three Rivers Stadium at the all-star game.

1984

1984 This maybe nonsatisfactory in answering the many themes and symbols that are rampant in the book but may provide an idea of what to write in an essay. (I'm a sharing person.) George Orwell's novel, "1984" was an interesting book. It reminded me of the book, Fahrenheit 451, which also tells of a place where people conform to all rules of the existing society although it proves to be harmful in the end. In 1984, Orwell told of much more procedures to keep the citizens from rebelling such as telescreens and the use of exhaustion- physical and mental while Fahrenheit 451 uses desensitization through television and the clown. (Unsure if it was the clown or not on the television that was affecting Milly) Throughout the novel, George Orwell illustrates the harsh world that could exist in the future time of 1984. The place known as Airstrip One, once known as England, was decaying.PartyThe towns were dilapidated and many of the buildings were crumbling. He predicted that government would hav e a hold on people and that privacy would be nonexistent. In 2002 of America, it seems that his prediction is close to being true. The internet, a growing economy, has many problems with privacy. With threats of more terrorist actions and threats against the U.S., the government has tried a new initiative to inspect every single email that contains words that could mean a decisive threat against the U.S. (for example- "bomb", "Anthrax", etc.") Like the telescreens of 1984, people are watched from "behind the scenes" to make sure that nothing wrong is happening. Although the idea of the U.S. Government initiative may be a good idea at first, it could present a step that will leads to an idea equal to that of telescreens.Winston Smith was a rebellious...